Welcome to the official website for RJ Funding Services (also known as Rafter J Funding Services). We specialize in helping small businesses, entrepreneurs, and corporations acquire capital and funding with non-traditional business loans, Merchant Cash Advances (MCAs), industry-specific lending, and asset-based loans. From small business owners in need of immediate funding to venture capitalists and aggressive investors looking to fund large and major projects, our team has you covered.

We work with a network of lenders tailored to specific industries such as real estate, automobile dealerships, technology, energy, and construction to serve our diverse client base throughout the United States and Canada. RJ Funding Services can facilitate transactions for everything from equipment leasing to accessing capital for business acquisitions. Our funding and lending programs are designed to meet the unique needs of businesses of all sizes, on fair and ethical terms. We utilize the latest technology to streamline the application process while focusing on old-fashioned client service. In fact, our motto is that “a handshake still matters” in business.

Small Business Lending and Corporate Funding Solutions

Unlike traditional lenders, who adhere to very rigorous and sometimes outdated standards, RJ Funding Services takes a different approach to determining loan eligibility. When determining a business or investor’s eligibility for funding, we take a comprehensive approach to evaluating the vitality and salability of a business. We take receivables, inventory values and real estate appraisals, as well as a firm or company’s longevity into account. Due to our wide selection of offerings, many business owners and entrepreneurs can receive capital they would otherwise not have access to from traditional lending institutions.

Learn How Alternative Lending Can Help You

Browse our website to learn more about our team and our many services. You can submit a loan application online or call (325) 942-8685 to speak with a courteous and knowledgeable member of our team.

3 Alternative Lending Mistakes to Avoid

Not all alternative lending companies are created equal. Non-traditional financing programs aren’t created equal either. When it comes to financing your businesses with non-traditional lending, it is important that you choose a reputable firm with ethical and clear terms on lending agreements. Our firm, RJ Funding Services (Rafter J Funding Services) has a number of …

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Woman- or Veteran-owned Business? Rafter J Funding Services Can Help!

Woman-owned and veteran-owned businesses are often eligible for some assistance when it comes to business funding from conventional lenders but many entrepreneurs who need business funding who are often denied. Fortunately, alternative lending programs can be of benefit to small business owners, including women, veterans, and minority groups. RJ Funding Services (also known as Rafter …

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5 Alternative Funding Programs You Might Not Know About

Running into difficulty financing your business can take a major toll on your quality of life and emotional health. This is especially true if conventional lending doesn’t meet your needs. In recent years, more businesses than ever before have taken advantage of alternative funding programs such as Merchant Cash Advances (MCAs) and business equipment leasing. …

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Conventional Lending vs. Alternative Funding

Are you overwhelmed by your business funding options? Or, perhaps you have been disappointed by the process and results of seeking out conventional lending to fund your business needs. Whatever your situation and experience might be, alternative lending programs could be of benefit to you. There are big differences between conventional lenders and alternative financers. …

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