Small Business Funding

Whether you run a successful small business in the retail and hospitality industries or in high-risk fields like real estate or auto sales, RJ Funding Services (Rafter J Funding) has a number of alternative lending solutions that can help you achieve your business goals when fast access to capital is needed. From Merchant Cash Advances (MCAs), private money, and asset-based loans to business acquisition funding and traditional small business loans, our alternative lending solutions can help you receive the capital you require to keep your business running smoothly. To learn more about our various offerings, click on the links below.

Merchant Cash Advances (MCAs)

Private Money & Bridge Loans

Asset-Based Lending & Factoring

Business Acquisition Funding

High Risk & Industry Specific Loans

Purchase Order Financing 

Our firm, RJ Funding Services understands that small business ownership is the backbone of our economy and in times of uncertainty, outside help is needed for entrepreneurs to keep their business interests afloat. Small business funding can cover everything from expanding your current operations to replacing outdated or broken equipment.

For more information, call our friendly team at (325) 340-3366. You can also apply for an MCA or small business loan by clicking here.

Asset-Based Lending & Factoring

RJ Funding Services (Rafter J Funding) is one of the nation’s top rated alternative lending firms. Serving corporations and small businesses with custom and inventive financing solutions, two of our most popular offerings are asset-based lending and factoring loans. Asset-based lending and factoring allows business owners to receive quick access to funds by leveraging inventory …

Business Acquisition Funding

When it comes to achieving one’s dream of entrepreneurship, sometimes it is best to buy an established business instead of building one from the ground up. Every day, existing businesses are bought and sold. Unfortunately, securing funding for a business acquisition can be cumbersome due to the strict parameters set forth by conventional lenders. RJ …

High Risk & Industry Specific Loans

Entrepreneurs and investors who focus on certain industries deemed as high risk by traditional lenders typically have a hard time receiving financing from conventional loan institutions. Inflexible criteria used by large banks and other lenders can make or break a business in need of capital. Our team at RJ Funding Services (also known as Rafter …

Private Money & Bridge Loans

Are you a real estate broker? Do you make a living flipping houses? If your livelihood is contingent on moving real estate properties quickly, you have likely encountered cash flow problems and unexpected hang-ups in the lending process from conventional banks and lenders. Fortunately, there is an alternative solution available to real estate investors. At RJ …

Purchase Order Financing

If funds are tight, companies might encounter difficulty placing orders for inventory and materials for services. Cash flow issues can create a chain reaction that sends a business into windfall—especially if clients and customers are unable to rely on expedient service. While there are various options for accessing capital, there is a specific solution to …